What is The Paca Bank?
Meet Paca — a world-travelling alpaca who loves money, and the friendliest financial guide your child will ever have.
The Paca Bank teaches children aged 5 to 16 how money really works. Not with flashcards or dry explanations, but with warm stories, gentle humour, and lessons designed to be enjoyed together by a parent and child. Every lesson feels like a good book. Every concept lands before the app moves on.
Listen or read — your choice
Every lesson is fully narrated, so younger children can follow along without needing to read a word. Tap play and Paca tells the story. Prefer to read together? The full text is always there too. Switch between the two any time you like.
What children learn
Starting with the Little Savers pack for ages 5–7, Paca guides children through six carefully crafted modules:
- What money is and where it comes from
- How to save towards something you really want
- The difference between needs and wants
- The joy of giving — with money, time, and kindness
- How shops work, what prices mean, and what profit is
- How jobs and earning work — and why chores are a great start
Each module builds on the last. Each lesson introduces one new idea. By the end of the pack, children have a foundation in money that most adults were never taught.
How it works
Every lesson takes 5 to 8 minutes and follows the same warm, story-led structure: Paca introduces the idea, a short story brings it to life, a quick check confirms it landed, and a closing thought sets up what comes next.
Lesson 5 of every module is a longer story where all the ideas come together. Lesson 6 is the module quiz — four questions, a badge, and a satisfying pile of XP.
Designed for families
Grown-ups are welcome here. The lessons are written and narrated to be enjoyed together, and every module comes with natural conversation starters for the car, the kitchen table, or bedtime. You don’t need to know anything about finance to use this app — Paca handles that part.
One purchase. No subscription. No ads.
Each age pack is a single one-time purchase. Nothing repeats, nothing expires, nothing sends notifications designed to pull children back in. The Paca Bank is a book that happens to live on a phone — you own it, and it’s there whenever you want it.
Packs available: Little Savers (5–7), Smart Spenders (8–10), Money Builders (11–13), Future Wealthy (14–16), or the complete pack for families who want all four.