Digital Money

Buy Now, Pay Later: What to Tell Your Teenager Before They Find Out Themselves

Buy Now, Pay Later: What to Tell Your Teenager Before They Find Out Themselves

Your teenager is checking out an order online. They’ve found something they want. At the payment stage, alongside the usual options, there’s a new one: pay in three instalments, interest-free. The first payment is today. The other two come out automatically later.

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How to Talk to Your Child About In-App Purchases Before They Drain Your Card

How to Talk to Your Child About In-App Purchases Before They Drain Your Card

You’re checking your bank statement and there’s a charge you don’t recognise. You look more carefully. Then you look again. Then you go and find your child.

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Subscriptions Your Child Might Not Know They're Paying For

Subscriptions Your Child Might Not Know They're Paying For

Open your bank statement. Look at the last month of transactions. Find the small, recurring charges — the ones that appear every month, sometimes with slightly cryptic names, sometimes so familiar you’ve stopped seeing them.

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Tap, Swipe, Pay: How to Explain Digital Money to Kids Who've Never Seen Cash

Tap, Swipe, Pay: How to Explain Digital Money to Kids Who've Never Seen Cash

You’re at the bakery. Your child watches you hold your phone an inch from a small screen. It makes a cheerful sound. You walk away with a paper bag of pastries and nothing visibly changes hands. Your child looks at you. Then at the machine. Then back at you.

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