Terms and Conditions

Last updated: April 2026

Acceptance of Terms

By downloading or using The Paca Bank, you agree to these terms. If you do not agree, please do not use the app.

Use of the App

The Paca Bank is an educational app designed for children aged 5–16 and their families. You may use the app for personal, non-commercial purposes only.

Purchases

Each content pack is a one-time purchase. All sales are final. Refunds are handled according to the policies of the App Store or Google Play Store through which the purchase was made.

Disclaimer of Warranties

The Paca Bank is provided “as is” without warranties of any kind. We do not guarantee that the app will be error-free, uninterrupted, or suitable for any particular purpose.

Limitation of Liability

To the fullest extent permitted by law, The Paca Bank and its creators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the app. The educational content is provided for informational purposes only and does not constitute financial advice.

Intellectual Property

All content within The Paca Bank — including text, illustrations, audio, characters, and design — is the property of The Paca Bank and may not be reproduced or distributed without permission.

Changes to These Terms

We reserve the right to update these terms at any time. Continued use of the app after changes are posted constitutes acceptance of the revised terms.

Contact

If you have any questions about these terms, please contact us through the details provided in the app.